Alan: Reinventing European Health Insurance
Alan is France’s first digital-only health insurance company, valued at €4.5 billion. Founded in 2016 by Jean-Charles Samuelian-Werve and Charles Gorintin, Alan has grown to 700,000+ members across France, Belgium, and Spain.
Key Metrics
| Metric | Value |
|---|---|
| Valuation | €4.5 billion |
| Members | 700,000+ |
| Companies | 30,000+ |
| Annual Revenue | €500M+ GWP |
| Countries | France, Belgium, Spain |
| Employees | 700+ |
Business Model Innovation
Alan operates as a fully licensed insurance company (not a broker), underwriting its own risk and controlling the entire value chain from member onboarding to claims processing. The platform eliminates paperwork: claims are processed in under 3 seconds on average. AI-powered health services include symptom checking, teleconsultation triage, and preventive wellness programs.
The B2B Play
Alan’s primary distribution is through employers. 30,000+ companies offer Alan as their employee health benefit. The platform provides HR teams with real-time dashboards on employee health utilization, cost optimization, and wellness program engagement — turning insurance from a cost center into a strategic HR tool.